Hurricane season is already in full swing, and it's essential to be proactive when it comes to protecting your house from extreme weather. Your roof is your home's first line of defense against inclement weather. Older or damaged roofs may be more susceptible to damage, so it's important to ask yourself, 'Is my roof storm ready?' Keep reading to find out!
Older roofs are more prone to damage
Older roofs are more likely to have structural issues and pre-existing damage. So when a storm hits, roofs like these can face even more damage and become worse for wear. Some of the damage a defective roof can face during a storm is:
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Roof curling
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Lifted or removed shingles
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Leaks and water damage
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Mold and rot
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Missing flashing
Before storms can further compromise your roof, it's vital to get an inspection and consider getting your roof replaced. Getting an inspection now will save you from costly repairs in the future and will also help keep your home safe.
Your insurance may not cover old roofs
Because insurance companies consider a roof's age and existing damages when providing coverage, some insurance companies do not provide coverage for older roofs. The typical cut-off age for this around 20 years or older. And while some homeowner insurance policies allow for roofs older than 20 years to be covered, the roofs must pass a thorough inspection. If your home's roof is older than 20 years, it's a good idea to look into a roof replacement. While it may seem costly now, it's a smart investment that can help you maintain insurance coverage.
Schedule an inspection today
Roofing experts suggest getting your roof inspected twice a year, once in the spring and once in the fall. Now is the time to make sure your roof is in shape and can withstand the inevitable rain and with this hurricane season. Scheduling an inspection today can help give you peace of mind this storm season. Not sure how to get started? FHIA is here to help. FHIA offers free roof inspections and roof replacement estimates. For more information, call FHIA today (813 547-5077) or fill out our online form now to get started.
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